Investing Tips

May 18, 2022
Profitable Types Of Real Estate Investments

Top 3 Most Profitable Types Of Real Estate Investments

From ancient times owning real estate has been one of the most ways to become wealthy. Let’s remember Andrew Carnegie, John Astor, or John Rockefeller. All of them made a fortune by owning real estate.  Even though the times but nothing changes, despite the covid, inflation, and other obstacles, real estate remains one of the most popular and efficient ways to get rich. But how to know what types of real estate are the most profitable nowadays?  1. Commercial Real Estate Commercial space is one of the most beneficial types of real estate investment. There are lots of types of commercial spaces, including industrial, retail, office, and even parking spaces. Therefore, investing in a commercial space is expected to bring a high return on investment.  Also, you will be renting to a business rather than an individual. This means the whole process will be more straightforward, as companies tend to […]
May 11, 2022
trust deed investing

Trust Deeds: The Passive Income Investment

Investing in trust deeds means that an investor will be investing in loans secured by real estate. The majority of these investments are short-term loans, typically two years or less, so it won’t take long for you to determine if the investment was a wise decision. In addition, trust deed investing fills a void in the real estate lending market since banks typically only provide long-term mortgages instead of short-term bridge loans. As a trust deed investor, you effectively replace the bank in this void by making short-term real estate secured loans. What is LBC Capital Income Fund? LBC Capital is an income fund where accredited investors can earn a steady ~8.00% annual return with monthly distributions secured by high-grade residential and commercial real estate. The Fund originates, underwrites, and finances loan transactions on highly-quality real estate properties. These transactions provide an attractive return balance to investors in the Fund. […]
May 5, 2022
invest in multifamily property

Everything You Need To Know About Multifamily Real Estate Investing

What Is A Multifamily Property? A multifamily property is a residential property that consists of more than one housing unit. For example, duplexes, townhomes, apartment complexes, and condominiums are considered multifamily properties.  New investors can find fantastic investment opportunities with multifamily properties. Some multifamily prefers to live in one of their multifamily units, known as owner-occupied properties. Whether you decide to invest in a multifamily property, this investment can be a great wealth-building tool. Pros and cons of multifamily investing It would be best to consider this asset type’s potential benefits and risks, as with any investment.  What are the advantages of multifamily investment? 1. Cash flow One of the most significant benefits of investing in multifamily real estate is the guarantee of a reliable monthly cash flow from rental income. While single-family homes have only one tenant or group of tenants, multifamily properties have multiple tenants paying rent. So […]
April 28, 2022
real estate income funds

What are the benefits of Real Estate Income Funds?

Real estate investment funds provide an entry point for those looking to invest in commercial real estate. They are incredibly appealing to those who want to own commercial property but don’t want to handle daily activities—a real estate investment fund pools capital from many investors. The Fund’s sponsor manages all the Fund’s activities, such as property management if a fund buys and renovates or holds property for some time. Investing in a real estate fund is one of the best ways to generate passive income for those interested in owning real estate but who do not want the responsibilities of direct ownership. What are the benefits of Real Estate Income Funds? 1. Flexibility It is common to believe that investing in a real estate fund requires an investor to sacrifice flexibility. The truth is the opposite. If you were to invest in one asset, you’d better know that the investment […]
April 21, 2022
LTV, LTC, ARV: What Is The Difference

LTV, LTC, ARV: What Is The Difference?

Real estate investing is a definitely profitable business, but it’s not without risks. For example, when a real estate investor borrows money to purchase property, both of them are at risk. Estimating the risks and potential rewards may be the difference between beneficial investing and ending up a bankruptcy.  LTV, LTC, and ARV are factors that determine the risk. Understanding their role in real estate investing may help you handle the real estate lending process. So let’s look closer at them. Loan to Cost (LTC) Loan-to-Cost is a metric in commercial real estate that measures the ratio between the total loan amount and the project’s total cost. Depending on the deal, the cost is either used as construction costs or purchase price. For example, the loan to cost for a $10,000 construction project with $7,000 in financing is 70% ($7,000 divided by $10,000). Similarly, a borrower purchasing a new home […]
April 14, 2022
documents to get hard money

What documents do you need to get a hard money loan?

Purchasing a property requires to have significant funding. So when you have found a property to buy, money becomes quite an issue to solve. Here hard money lenders come to help. Private lenders are the best choice to get financing quickly. Despite the banks, they close a deal within a couple of days.  But what is the process of getting a hard money loan? What kind of documents do you have to collect? Will it take as much time as getting a bank loan? First of all, let’s figure out what a hard money loan is and its specifics. A hard money loan is a loan secured by real estate. In most cases, hard money lenders are private individuals or firms, and each of them has its own specifics of work.  The main benefits of hard money lenders are: speed, they issue a loan in a matter of days (usually […]
April 8, 2022
income fund

What are income funds and how to get high-yield return there?

The income funds have become an excellent way to get a high-yield return on your investments or build a self-funded retirement plan. But how to know in what income fund to invest and what type of fund will bring you the best profit? Let’s get out.  What is an income fund? What are income funds, and how can you generate earn income with the help of them? An income fund is a mutual fund for investors which guarantees a stable return from a portfolio of investments.  There are several types of income funds depending on investment type: cash funds, fixed funds, equity funds, and multi assets funds.  1. Cash funds Cash funds imply low-risk investment by investing in cash deposits. As a result, they offer higher interest rates than ordinary accounts and provide great liquidity.  So, what are the rates? For example, the Vanguard cash fund gives 0.02% for 1 […]
March 28, 2022
Newsletter-from-the-Fund-Manager-Boris-Dorfman

Newsletter from the Fund Manager Boris Dorfman: Inflation, War, Interest rates and Future of the Real Estate Market

We are living in turbulent times. It is very difficult to find inspiration to do YouTube videos and write during these times when the war came to my birth country of Ukraine, but I MUST and I WILL. I will talk about global and local finance, financial markets, Real Estate, the economy, and of course MONEY. Many of you, are like me and have a hard time concentrating on multiple things at the same time, especially my fellow males out there (didn’t mean to sound sexist, but my lifelong observation shows that women can think in different directions, while most men can’t). So let’s get away from our daily world watch and talk about the state of the economy and what steps we can take in today’s environment to preserve and multiply our 1. INVESTMENTS 2. ECONOMY. 3. RESERVES. 4. MONEY 5. REAL ESTATE. Many in our society still feel […]
March 16, 2022
how-to-get-a-hard-money-loan-easily

How to get a hard money loan easily?

Unlike banks, private lenders can give you a hard money loan easier, faster, and securely. It may become an excellent solution for situations like fix and flips, land loans, construction loans, or the case when an investor has to act quickly and has no time to wait. However, there are some requirements you need to know before getting a hard money loan: Down payment/equity One of the main requirements is having a down payment or equity of a particular property used as collateral. The minimum range for residential property is 25%-30% of the loan amount, and for commercial property, the range varies from 30% to 40%. So, obviously, the higher the down payment is, the bigger the chance to get a loan. Overall financial strength The second key point is the borrower has to have cash reserves to make monthly loan payments and holding costs. The minimum cash reserves depend […]
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