Inside the LBC Capital Income Fund, LLC Investment Process: What Happens After You Invest

Making the decision to invest is one thing. But knowing what happens next—that’s what builds real confidence.

At LBC Capital Income Fund, LLC, we understand that accredited investors don’t just want performance. They want clarity. They want to know their money is working efficiently, conservatively, and with full accountability from the moment it hits our fund.

So let’s walk you through exactly what happens after you invest. From fund entry to capital deployment, income distribution, and reporting, here’s how we manage your investment – step by step.

Your Capital, Day One

Once your subscription documents are complete and your wire transfer is received, you’re officially onboarded into the LBC Capital Income Fund, LLC debt fund. But your money doesn’t just sit there—we put it to work almost immediately.

Our pipeline of pre-qualified, first-lien real estate loans allows us to deploy capital quickly, but without cutting corners. Every loan has gone through our strict underwriting process, so when new funds come in, they can be matched to real opportunities already in motion.

You’ll also receive confirmation of your investment, including access to our investor portal and key onboarding details. From the start, we focus on transparency and open communication.

Deployment Into First-Lien Loans

Unlike some funds that make investors wait weeks or months before seeing activity, we maintain a ready-to-go pipeline of real estate-secured loans. Your capital is deployed into carefully selected deals, each one underwritten in-house and backed by first-lien trust deeds.

What makes this important? We don’t chase yield. We prioritize low loan-to-value ratios, short durations, and strong borrower profiles. That means more security for you, more control for us, and a lower risk profile overall.

This disciplined approach is why LBC Capital Income Fund, LLC has never lost a dollar of investor principal.

Income Starts Flowing

Roughly 30–45 days after your capital is deployed, you’ll begin receiving monthly income distributions. These are based on the interest collected from our loan portfolio—real money from real borrowers, not paper gains.

Our fund targets an 8% to 8.5% annualized return, distributed monthly. Whether you’re reinvesting or using it as passive income, this steady stream is what many investors value most.

You’ll receive your payout via ACH or check, whichever you prefer.

Transparent Reporting, Always On Time

Once a month, we send out a full investor update. It includes:

• Portfolio performance
• New loans funded
• Loans paid off
• Default activity (if any)
• Income distribution details

We don’t sugarcoat or spin. We give you the facts – clearly and promptly.

And for investors who want to go deeper, our investor portal offers access to loan-level summaries, key fund documents, and year-end tax materials.

Risk Management on Repeat

Our work doesn’t stop once the money is out the door. We actively manage every loan throughout its lifecycle:

• We monitor payment performance monthly
• We inspect properties as needed
• We maintain regular contact with borrowers

If a borrower misses a payment or something starts to look off, we act fast. Our team has managed through multiple market cycles, and we know how to protect capital when the environment shifts.

We also maintain a diversified loan book. No single borrower or project dominates the portfolio, and we never chase deals that fall outside our conservative credit box.

Reinvestment or Redemption—You’re in Control

As loans mature and get paid off, your capital recycles into new loans. This keeps your money working while preserving the fund’s stability.

Need liquidity? You can request a partial or full redemption with proper notice. Because our loans are short-term and constantly turning over, we’re able to maintain rolling liquidity while continuing to distribute income.

It’s not daily redemption like a money market fund—but it’s far more flexible than private equity or long-term real estate syndications.

Behind the Curtain, There’s a Team

What sets LBC Capital Income Fund, LLC apart isn’t just our strategy—it’s our execution.

We’re not a faceless fund. We’re a hands-on team of underwriters, real estate professionals, and investor relations experts who know that managing money means managing trust.

From the first call to the fiftieth check-in, we operate with one mission: protect capital, deliver income, and be worthy of your confidence.

Simplicity Backed by Real Work

A lot of investors are burned out on complexity. They’ve dealt with volatile stocks, illiquid alternatives, and private funds that talk a big game but deliver little.

What we offer is different: a strategy that’s boring—in the best way possible.

Capital in. Income out. Transparency at every turn.

If you’ve been thinking about investing with LBC Capital Income Fund, LLC, and wondered what really happens after I wire the money?—now you know.

Want to see how it works for yourself? Let’s talk. We’re here when you’re ready.