Blog
Stress Testing Private Credit: How Conservative Underwriting Protects Capital
Private credit is no longer a niche—it’s a mainstream income strategy for accredited investors, family offices, and institutions. But behind every yield promise is a critical question: What happens when the economy slows or borrowers face pressure? The answer lies in risk management—and specifically, in conservative underwriting. Unlike public bonds that rely on market liquidity, […]
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Manager Selection in Private Credit: What to Look for Before You Invest
When investing in private debt—whether through direct loans or pooled funds—the manager you select can make or break the outcome. While structure, asset-quality, and terms matter, the execution, monitoring, and default/recovery handling all depend on the fund manager. For U.S. investors, asking “how to choose private credit fund” is the first step. The next is […]
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Understanding Default Scenarios: What Happens When Borrowers Miss Payments
When you invest in secured private debt, you’re often investing in loans backed by real assets and structured to protect your capital. Yet, defaults still happen. Understanding the private lending default process is essential for accredited investors who expect both yield and preservation of capital. A default isn’t the end of a story—it’s a series […]
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Why Private Credit Belongs in Every Fixed Income Portfolio Over $1M
Historically, portfolios of serious investors—those with $1 M + in liquid assets – relied heavily on a traditional fixed income core: investment-grade bonds, Treasuries, and maybe high-yield credit. These assets matched the “income + capital preservation” mandate that affluent individuals needed. But the world has changed: yields on public bonds are modest, duration risk is […]
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Understanding Duration Risk: Why Private Credit Isn’t the Same as Long Bonds
In fixed income, duration is the measure of a bond’s sensitivity to changes in interest rates. The longer the duration, the more the price can move when rates shift. For investors who rely on income and capital preservation, this risk isn’t just academic – it’s real. Imagine holding a 30-year bond yielding 4%. If the […]
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