Blog
The Accredited Investor Verification Process: What to Expect When You Subscribe to a Private Fund
You’ve done the research. You’ve reviewed the offering documents. You’re ready to invest. What happens next? The subscription process for a private real estate fund is more structured than most first-time investors expect — and knowing what’s coming makes it significantly smoother. This guide covers every step from initial interest to confirmed investment, with specific […]
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From W-2 to Passive Income: How Working Professionals Are Building Real Estate Debt Portfolios
Most working professionals draw from one income source: their job. Their financial security depends on continuing to show up. Private real estate debt investing offers a different structure — monthly distributions from a fund portfolio that pays interest whether you’re at your desk or not. This guide targets the W-2 professional who earns enough to […]
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How Interest Rate Changes Affect Private Real Estate Lending Returns
Few topics have dominated financial conversation over the past four years more than interest rates. The Federal Reserve took the funds rate from near zero in 2021 to a 5.25–5.50% peak in 2023, then began a gradual easing cycle that has brought rates to 3.50–3.75% by mid-2026. Every step of that cycle sent ripples through […]
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After-Repair Value (ARV): The Most Important Number in Fix-and-Flip Lending
In a fix-and-flip loan, the lender is making a bet on a property’s future value — not its current condition. A distressed house worth $270,000 today might be worth $490,000 after a $130,000 renovation. The lender’s entire loan sizing decision rests on the accuracy of that $490,000 estimate. That number — the after-repair value — […]
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Forbearance in Real Estate Lending: When It’s Smart Risk Management and When It’s a Warning Sign
In 2020, forbearance entered mainstream vocabulary when millions of homeowners negotiated payment pauses with their mortgage servicers. In private real estate lending, forbearance plays a more nuanced role — sometimes it’s the right risk management decision, sometimes it’s a red flag. For investors in private lending funds, the distinction is practical: forbearance disclosures appear in […]
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