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What Happens When a Borrower Defaults? How Real Estate-Backed Loans Protect Investors
The most common reason investors hesitate before allocating to private real estate debt is the default scenario: what happens to my capital if the borrower stops paying? It is a fair and important question. The honest answer is that the outcome depends almost entirely on how the loan was structured in the first place — […]
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What Is a Trust Deed? A Plain-English Guide for New Investors
Most investors are comfortable with stocks and bonds. Fewer understand trust deeds — yet for accredited investors seeking predictable, real estate-backed income, they represent one of the most practical alternative investment structures available. A trust deed is a legal instrument that secures a real estate loan against property. The investor — or a fund acting […]
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Private Credit 101: A Plain-Language Guide for First-Time Accredited Investors
Private credit is one of the fastest-growing segments of the global investment landscape, with assets under management exceeding $1.5 trillion globally and institutional investors allocating an increasing share of their fixed income portfolios to the asset class. Yet for many individual accredited investors, the term remains unfamiliar or vaguely understood — something institutional investors do, […]
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7 Questions to Ask Before Investing in a Private Debt Fund
Due diligence in private markets is different from evaluating a publicly traded security. There is no Bloomberg terminal to pull up, no quarterly 10-K filed with the SEC, and no sell-side research covering the investment. What you have is the information the fund manager provides, the track record they can document, and the quality of […]
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Private Lending vs Bank Lending: Why the Credit Market Is Changing
The structure of the credit market has been shifting in a way that many investors only started noticing recently. For decades, banks were the dominant source of financing for real estate and business lending. If a borrower needed capital, the first stop was almost always a traditional financial institution. Today, that is no longer the […]
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